Defined contribution plan participant engagement remains crucial even as more aspects of saving for retirement through payroll deductions are automated via auto-enrollment and auto-escalation. So, what’s the secret to engaging participants? Are defined contribution participants motivated more by fear or encouragement?

November 2022: Access materials from the RRC Summit in New York City to hear exclusive insights from the new RRC Advisory Councils, including plan sponsors, consultants, and advisors. Attendees also learned about the results of exciting recent research fr

November 2022: Access materials from the RRC Summit in New York City to hear exclusive insights from the new RRC Advisory Councils, including plan sponsors, consultants, and advisors. Attendees also learned about the results of exciting recent research fr

This paper explores how low interest rates and inflation impact retirement plan investing when the goal is income generation, rather than asset growth. We examine the impact to current, prominent income-generating strategies and explore approaches to retirement income generation that have begun gaining the attention of fiduciaries and plan sponsors as new tools to help retirees.

The DCIIA Retirement Research Center expanded its advisory structure with the formation of three new councils representing plan sponsors, advisors, and institutional consultants, joining the existing Academic Advisory Council. The release includes full membership rosters for all four councils and notes their participation in the upcoming RRC Summit in New York City.

Coverage by a payroll deduction retirement savings plan or pension is an essential first step toward building retirement readiness. While the existing defined contribution (DC) system has helped to create wealth, those outside of an employer-based program have largely been left behind.