This comprehensive white paper provides tips for plan fiduciaries considering how to incorporate sustainable investing into a DC plan. It is DCIIA’s second on sustainable investing in DC plans, the first being our 2019 paper, “Sustainable Investing in DC Plans.”

In April 2021, Francesco Briganti, Secretary-General, Cross-Border Benefits Alliance (CBBA)-Europe was a featured guest speaker at a meeting of DCIIA’s Global Committee. This paper shares highlights from his remarks.

Seven plan sponsors that had adopted the dynamic QDIA between January 2019 and April 2020 were interviewed for this report, which details the outcomes of those interviews.

This glossary defines many of the terms related to retirement income that are referenced throughout the Retirement Tier series.

The dynamic QDIA can be defined as an investment option that starts a participant off in one investment product or solution (e.g., a target date fund (TDF), managed account (MA) or target risk fund) and, upon reaching a certain threshold (e.g., account balance, age) automatically transitions the participant into a second, more retirement-focused product or solution (e.g., annuities, managed account, managed payout fund, etc.). Typically, a dynamic QDIA is structured as a target date fund with a reallocation of participants’ balances into a managed account at a transition age, usually around 50 years old. This structure is the focus of this paper’s research.

A visual framework illustrating how recordkeeping platforms and investment lineups evolve from legacy to newer providers, showing increasing investment sophistication from primarily passive strategies to more advanced offerings that include active-passive approaches, managed accounts, retirement income solutions, and alternative investments.

At a virtual event marking DCIIA's inaugural Diversity and Inclusion Awards, six Leader Finalists were revealed from a pool of 22 Leader and 24 Rising Star nominees submitted by member organizations. The program, developed through DCIIA's member-led D&I Committee, recognized individuals across the retirement and financial services industry for their demonstrated commitment to advancing diversity and inclusion within their organizations and communities.

Explores the evolving retirement income landscape, outlining how plan sponsors can evaluate in-plan versus out-of-plan solutions, assess costs and design choices, and align these decisions with broader retirement objectives.