A DCIIA report examining how allowing collective investment trusts (CITs) in 403(b) plans could create opportunities for lower investment costs, improved administrative efficiency, greater investment flexibility, and expanded access to diversified options such as stable value funds, while outlining key considerations for plan sponsors evaluating their implementation.

As record numbers of workers say, “I quit,” more and more people are faced with the question of what to do with their defined contribution (DC) plan account when they leave their employer. Should they take their money out of the DC plan or leave it in? And if you are a plan sponsor, do you want those employees to take their money out or leave it in?

DCIIA members believe that a uniform set of objectives and standards should apply to fiduciary decision-making and that climate-related factors should be treated the same as any other factors that may materially impact an investment’s risk/return analysis.

This month we mark the one-year anniversary of the DCIIA/Journal of Retirement partnership. We have had a productive year collaborating on virtual events, webinars, and JOR content. It is our hope that DCIIA members and JOR readers have benefitted from this partnership, and we look forward to even more to come this year as we all begin to attend live events, travel, and otherwise endeavor to establish a “new normal.”