Our Guiding Beliefs:


DCIIA's mission is underpinned by five core beliefs:

  The primary role of defined contribution retirement plans is to create retirement income adequacy: Helping plan participants build sufficient savings to achieve their goals while working (accumulation) supports their income needs in retirement (distribution).
  Well-designed default programs can improve retirement outcomes: Auto enrollment and auto-escalation (of participant contribution levels), when combined with default investment options that take advantage of institutional asset management techniques, help increase savings levels and promote better retirement outcomes.
  The regulatory framework and industry infrastructure must offer full support for all types of institutional investment approaches and products, giving defined contribution plans access to the complete toolkit of investment, retirement income and advice solutions.
  Open architecture provides plan sponsors and their advisors the opportunity to assemble the best combination of investment solutions for their participants.
  Plan participants benefit from plan sponsors providing fiduciary oversight of plan economics, and being knowledgeable about the breakdown of all plan costs and sources of revenue, including but not limited to investment management, record keeping and other administrative expenses.

To further its mission, the DCIIA will:

  Aim to make it simpler for defined contribution plan sponsors to implement appropriate institutional investment management approaches in DC plans aimed at delivering higher returns and reduced risks;
  Provide an independent forum for thought leadership on advancing defined contribution and retirement income design, including custom target-date strategies and retirement income solutions;
  Conduct research, publish analysis and insights and host events that support the advancement of institutional approaches and better defined contribution design;
  Identify and remove barriers for plan sponsors so that they may pursue improved defined contribution institutional investment structures;
  Encourage improved fiduciary practices and tools to support institutional defined contribution plan design; and
  Educate legislators and regulators about issues and challenges in institutional defined contribution plan design and better approaches to retirement security.